This is said to be one of Credit Saints most popular plans and it comes with the following features: People who spend a lot can consider this plan as it is the companys most expensive plan starting at $119.99 a month. A look at the BBB website shows that Lexington Law does actively respond to negative customer reviews posted by clients. Consistently ranked as the top service on finance sites, Offers unlimited challenges per dispute cycle, Free non-obligatory credit repair consultation, Tailors services and disputes to each situation, 90-day refund policy means a worry-free service, Offers education on other ways to optimize scores, Intuitive dashboard for tracking challenges, Responds to complaints with care and attention. Lets review the details of each package. In the Google Play store alone, Lexington Law has an average 4.5-star rating out of more than 18,000 reviews. According to the companys BBBprofile, it has a C rating, and the company receives just 2 out of 5 stars across 300+ customer reviews. And, there's something to be said for letting the experts do the work, using their knowledge and connections to ensure that your credit repair process is done effectively. The company offers excellent customer support and the agents are very friendly. There is a one-time $195 sign-up fee, and then youll pay $119.99 every month youre enrolled. The Consumer Financial Protection Bureau (CFPB), which is the federal agency that handles oversight of the credit repair industry, filed alawsuitagainst Lexington Law in 2019, in which the CFPB alleges the company engaged in deceptive business practices by participating in an affiliate network that directed potential customers to Lexington Law. We'd love to have you join our community! Most of the actions taken on your behalf by a credit repair service can be done on your own. The company works by first thoroughly reviewing your credit report and identifying which of the items on there do damage to your credit score. Your credit score even directly impacts the cost of your New Jersey auto insurance. Log in, Cost Comparison of Lexington Law Vs. Credit Saint, Lexington Law Credit Repair Packages and Pricing, Credit Saint Credit Repair Pricing and Packages, Credit Repair Results of LExington Law Vs. Credit Saint. You can also have a better feel of their customer service quality by obtaining their free consultation. Moreover, this firm is applauded by previous customers who highlight Credit Saints transparent operation and commitment to results. Who Is a Better Credit Repair Company, Credit Saint or Lexington Law? Both companies have been in business for several years and offer quite a bit in terms of credit repair services and additional services. Lexington Law will: As we said, this is a basic package. Which blood pressure supplement is the best? All of us feel a little overwhelmed sometimes, and it's nice to have support when times are rough. For instance, you can check reviews on Credit Saint on Google Reviews. Credit Saint does not have transparent statistics published to demonstrate how many customers they have helped over the years and the number of disputes and challenges they have resolved. But for now, Lexington Law offers more educational resources. It can remove judgments and help improve your credit score. Lexington Law, on the other hand, charges $129.95 with a work fee of $129. However, the biggest takeaway with this package is unlimited disputes. If you cant pay their rates, they are gracious enough to offer DIY credit repair articles. It helps them achieve faster outcomes. These errors can impact your score and lead to issues in the future. If you are serious about repairing your credit, it makes a good option that is relatively risk-free for the first three months. Credit Saint works in 45-day cycles. It also enjoys anA ratingfrom the Better Business Bureau (BBB) and its one of a handful of credit repair companies accredited by the BBB. For an extra charge of $15, Lexington Law can automatically load the clients credit reports into their system. You will pay about $109.85 per month. Credit Saint is a solid choice for credit repair. Unfortunately, not everyone understands what goes into a positive credit history. They are trailblazers, innovators, and above all, credit experts. This shouldnt be considered a drawback since no company in this niche can make such promises. Lexington Law is the biggest advertiser thus they have the biggest problem now. Their website contains more information, and you dont have to guess about what services they provide. But if you have a lot more to spend, you may get more value by choosing Lexington Laws Advanced package. This may impact how, where, and in what order products appear. For example, if your report shows your credit utilization to be too high, they might suggest you diversify or go for a new line of credit. We may receive compensation (at no cost to you) when you click on links to those products. For instance, while Credit Saint offers a 90-day money-back guarantee, its still subject to many conditions. Credit Saint and Lexington Law will also help craft cease and desist letters that encourage creditors from continuing to report inaccurate information after it's been disputed. Customers also like tracking their results and always seeing where they are in the credit repair process. A careful review of hundreds of past user reviews reveals the dedication and selfless services offered by Credit Saints representatives. Online doctors, whose services are often referred to as telemedicine or telehealth, are a convenient and accessible way for patients to receive Where can you find the best Stress Relief? So, all-in-all, this package is not that different from their Clean Slate offering. As odd as it may sound, this is a pretty common problem yet very few people know what to do about it. And let me be crystal clear, this package is loaded with features not included in the other two offerings. The biggest determinant of how fast items will be removed from your credit report is not the company you select. The establishment is transparent about the lawyers it has on its team. Its better to have a response than to have your complaint ignored entirely. Like Credit Saint, Lexington Law also operates on a monthly subscription plan that allows customers to cancel at any time. Thats because you will need to work with someone to identify potential dispute candidates. Repairing your credit and removing negative items from your credit report is a process that takes time, knowledge, and experience. The parent company supplies patented technologies used by Lexington Law and other consumer brands such as creditrepair.com and credit.com. Clean Slate At $119.99 per month, the Clean Slate package isCredit Saints flagship level of service. Credit Saint began operating in 2007 and has amassed significant market share for offering reliable and guaranteed services. If the total is suspiciously low, Sky Blue Credit Repair can help you restore it. Credit Saint vs Lexington Law vs Sky Blue vs CreditRepair.com vs Ovation 2022 CREDIT S2E216 5,446 views Jul 16, 2021 121 Dislike Share The Awesome S'witty Kiwi Show Credit Saint vs. Like Credit Saint, Lexington Law also offers three different credit repair options to meet the needs of various clients. Using the incorrect name, address, or Social Security number. There are many credit repair firms out there and if you search for the best credit repair companies, you will definitely come across Credit Saint credit repair. Credit Saint BBB rating shows that the company is reliable and loved by people. The responses tend to be very formal, and they lean back on their policies to explain their position and why they cant issue refunds. Because its a real law firm, Lexington Law is different than most other credit repair companies. Finally, for as long as you remain subscribed, Lexington Law will continue to address any new credit issues on your report as they appear. With the facts presented before you, we hope our research provides clarity to your situation. Not to mention, they are affordable, transparent, and offer more features compared to Lexington Law. A good credit repair company will not only help you remove negative items from your credit report from late payments to identity theft, but they will also help you understand your credit score and guide you on how to boost your score and keep it on track long-term. You will access FICO score updates, cease & desist letters, ID protection, personal finance tools, and mobile apps. Now, this does not mean that they will allow you to challenge all negative entries at once. And a credit repair company may come to the rescue. Before making a decision about a credit repair service, its a good idea to read through the positive and negative reviews so you can get a feel for the pros and cons of each service. Although many individuals attempt to do this task themselves, using a reputable credit repair service can relieve some of the stress associated with the process. It all comes down to reputation. Rosales vs. Lexington Law Firm was filed in Nebraska in 2017 and claimed violations of the Telephone Consumer Protection Act (TCPA) and Fair Credit Reporting Act. A foreclosure is a process that starts when a borrower fails to pay their mortgage. In that time, you will have roughly paid the same fees if you selected either service. Concord Premier At $109.95 per month, the Concord Premier is the middle-of-the-road service level, which gets you everything in the Concord Standard plan plus TransUnion score alerts and a monthly credit score analysis. At this level of service, you get up to 10 challenges each dispute cycle, plusExperiancredit score monitoring and disputes for. But are its programs worth a try? From removing negative items to filing disputes with all three credit bureaus, and everything in between, they possess the talent and knowledge to do it all. Their cheapest plan goes for $69, which means that youll pay less than if you got the Credit Saints Credit Polish package at $79.99. According to an FTC report, Have you ever applied for a loan only to discover you do not qualify? Having said this, Lexington Law still takes time to respond to complaints. This information may be different than what you see when you visit a financial institution, service provider or specific products site. On their BBB.org page, the company responds to complaints within five business days at most. includes everything in the Credit Polish plan but adds the additional value of inquiry targeting and up to 10 challenges to the three credit bureaus every dispute cycle. Lexington Law is an actual law firm so customers can access lawyers, paralegals, and other specialists. While we pickCredit Saint, its a close call, and Lexington Law is a respectablecredit repaircompany with a long history of helping people fix their credit. Still, you may save a meager sum if you choose the cheaper packages offered by Credit Saint. Lexington Law also maintains offices in Phoenix, Arizona, and West Valley City, Utah. Its a great place to see their office photos too. Is Credit Saint or Lexington Law Cheaper? He also stated that he didnt leave a 5-star rating because the company kept asking for verification, which he said that he had already done. They must make a reasonable faith effort to resolve grievances raised by customers. Free consultation and 90-day money-back guarantee. The erasing of outdated inquiries from your credit report. The companies also have good reviews on average, but Lexington Laws regulatory troubles and less than stellar BBB profile stop it from taking top marks in our review. If you are looking for a good option for a guarantee, Credit Saint offers a 90-day money-back guarantee if it can't remove any items from your credit report within the first 90 days. Customers can expect a personalized dashboard to track progress, three credit repair packages to choose from, and a complimentary credit consultation from a credit professional. Free online consultation. Unlike most credit repair companies,Lexington Lawis both a credit repair company and an actual law firm. Credit Saint is a credit repair company that helps consumers repair their credit. Credit repair involves identifying issues with your credit report, Our Ovation Credit review 2022 reaffirms the companys commitment to personalized credit repair. Dispute Avalanche designed to make things faster. So, compared to Credit Saint, its a cheaper option. Both Credit Saint and Lexington Law offer unique credit repair packages. Credit Repair. Credit repair is legitimate: working with a reputable service, you can absolutely see big changes in your credit report. Disclaimer: This post contains references to products from one or more of our advertisers. 2875 South Decker Lake Drive, Suite 200, West Valley City, Utah 84119. Both companies are established and highly visible players in the business. Credit Saint bills this package as the most aggressive. The team members are mainly based in New Jersey and the New York Metro Area. The prices for Lexington Laws services are about $20 higher per tier per month than for Credit Saint. Credit Saintreceives high praise on average from its former and current customers.
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